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My vehicle got an airbag recall. Can my insurance help in any way?

Q. My vehicle is affected by the Takata airbag recall. Does my insurance provide any coverage?

A. The short answer: not a lot, although some aspects may be covered by your policy. Read on!

In late 2014, news broke that Takata-manufactured airbags in some vehicles may pose a danger to occupants...

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My kids want a trampoline. Is that a problem for my homeowners insurance?

Q. My kids have been begging for a trampoline and I'm finally about to give in. Will this be an issue for my homeowners insurance?

A. If the proper precautions are taken, you should have no problem.

So you're about to take the plunge and buy a trampoline! Loads of fun, right? You might answer yes if...

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I'm taking a trip soon. Do I have any coverage for the contents of my luggage?

Q. I just finished packing my bags for a trip. Will my homeowners insurance cover any of this stuff?

A. Yes! Our homeowners policies cover your personal effects anywhere in the world.

Spring is here! Fresh flowers show their colors, blue skies are a regular sight, and a few days have been downright...

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Does my policy cover towing or roadside assistance?

Q. My vehicle won't start and I need help! Does my policy cover towing or roadside assistance?

A. If you've selected that coverage for your vehicle, the answer is yes!

When I answer a call from one of our customers who begins with, "Does my policy cover towing?" that person usually isn't...

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Does my homeowner policy limit coverage for certain belongings?

Covering your valuablesQ.  Does my homeowners policy limit coverage for certain belongings?

A. Your policy limits the amount of coverage available for certain types of personal property, such as jewelry or coins, so it's important to review your coverage needs to ensure adequate protection.

Homeowners, condo, and renter...

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Do I need to change my auto policy when my student returns to school?

School schedule can impact your auto policyQ. Do I need to change my auto policy when my student daughter or son returns to school?

A. There is no required policy change that all parents must make when their child heads to school. However, there may be discounts for student drivers or other savings, so it's a good idea to review your policy.

No...

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A tree fell from one property and damaged another. Whose insurance applies?

Make sure you have insurance that covers property damage from falling treesQ. A tree fell from one property and damaged another. Whose insurance applies?

A. In most cases, the homeowner whose property suffered damage will need to file a claim with their own insurance company.

Calls related to fallen trees are common after windstorms like the one that hit the Puget...

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My private information may be at risk, what can PEMCO do to help?

Q. My private info may have been compromised. Can PEMCO help?

A. Yes, PEMCO can help you with issues surrounding identity theft and compromised personal information!

We live in a world where much of our personal information is in the hands of others. Sometimes we share information because we must. For...

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Why does my home's insurance coverage differ from its value?

Q. My home is worth one amount, but my insurance coverage is for another amount. Why is there a difference?

A. This is a great question that comes up consistently from customers who own homes. The assessor says your home is worth one amount, the realtor helping you sell the home says it's worth...

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Does my policy cover earthquake damage?

Earthquakes happen in the Northwest. Are you insured?Q. Does my policy cover earthquake damage?

A. Like many others in the Northwest and around the world, I read Kathryn Schultz's excellent piece in The New Yorkerabout the impact "the really big one" will have on our region. It's a great read with a wealth of information about the science and history...

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