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Something happened to my car. Will my policy pay for a rental car?

Will your PEMCO Insurance cover a rental car after a crash?Q. Something happened to my car. Will my policy pay for a rental car?

A. After your vehicle has an unexpected loss, a plethora of thoughts may form. Is everyone okay? Am I okay? Perhaps the car was parked and you weren't inside it, but is your car okay? It's always a relief to learn no one is...

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Will my insurance cover wildfire-related evacuation costs?

Q. There's a wildfire raging near my house and the authorities have ordered everyone to leave. Is there coverage for my expenses?

A. With hot summer weather each year comes an uptick in questions about coverage related to wildfires. Repairing or replacing a fire-damaged home is one of the key...

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What are the benefits of Personal Injury Protection?

Q. What is Personal Injury Protection coverage?

A. Your auto policy's Personal Injury Protection coverage, commonly referred to by its acronym "PIP," is a valuable coverage protecting you and your passengers who sustain auto-accident injuries. That may sound pretty straightforward, but I field lots...

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Will PEMCO insure a vehicle with a 'salvage' or 'rebuilt' title?

Q. I'm considering buying a car with a "rebuilt" or "salvage" title. Will PEMCO insure it?
A. Yes, but there's much to consider.
     
While hunting for a bargain on used vehicles, I've come across some with wording on their titles such as "salvage" or "rebuilt." Customers often ask what that means...

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Is my newly purchased vehicle covered?

Do you have coverage when you buy a new car?Q. Is my newly purchased vehicle covered?
A. In my time as an insurance agent I've noticed an uptick in customers buying cars when the warm weather arrives each year. The beautiful Northwest sun has shown itself the past couple weeks and, as expected, I've fielded this question several times from...

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Is my car covered if I use it to provide taxi-like services?

Do you use your car as a taxi?Q. Is my car covered if I use it to provide taxi-like services? I could supplement my income by giving people rides on my schedule, with the convenience of using my own vehicle. But will my insurance cover me? 

A. With the emergence of transportation network companies like Uber and Lyft, this...

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Why have my auto rates changed?

Q: My rate has decreased, have I done something wrong? Can you ensure all my vehicles are still covered?

A: Whether someone’s rate has increased or decreased, customers want to know why. The answer depends on your specific situation, so it's not possible to give a broad answer that applies to...

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Does my PEMCO policy cover me while driving a rental car?

Do you need extra auto insurance for your rental car?Q. Does my PEMCO policy cover me while driving a rental car?
A. So you've planned your vacation well in advance, arrived at your destination on time, and are ready to rent some wheels so you can get out and enjoy the sights. Then the person behind the counter stumps you with a question: "Would...

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Is my vehicle covered if I let someone else drive it?

Will PEMCO Insurance cover your car if someone else is driving?Q: Is my vehicle covered if I let someone else drive it?
A: Nice weather in the Northwest is often accompanied by an uptick in drivers hitting the road and soaking up the sun. Taking a road trip with a friend or relative might allow for someone else to share in the driving, or you might find...

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How do I cover my motorhome, trailer, fifth wheel, camper, or canopy?

Is your camper covered?Q: How do I cover my motorhome, trailer, or camper?
A: Spring is here, after a balmy winter that felt like spring. You might be thinking of pulling the cover off your RV and hitting the road. But what insurance do you need to ensure you’re protected while traveling beautiful North America? The answer...

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